Privacy Notices
Initial Privacy Notice Delivery
- McCurdy & Andrew Investments, will provide each natural person client with initial notice of the firm's current privacy policy when the client relation ship is established.
- If McCurdy & Andrew Investments, shares non-public personal information ("NPI") relating to a non-California consumer with a nonaffiliated company under circumstances not covered by an exception under Regulation S P, the firm will deliver to each affected consumer an opportunity to opt out of such information sharing.
- If McCurdy & Andrew Investments, shares NPI relating to a California consumer with a nonaffiliated company under circumstances not covered by an exception under SB1, the firm will deliver to each affected consumer an opportunity to opt in regarding such information sharing.
Annual Privacy Notice Delivery
- If McCurdy & Andrew Investments, shares non-public personal information ("NPI") relating to a non-California consumer with a nonaffiliated company under circumstances not covered by an exception under Regulation S P, the firm will annually deliver to each affected consumer an opportunity to opt out of such information sharing.
- If McCurdy & Andrew Investments, shares NP! relating to a California consumer with a nonaffiliated company under circumstances not covered by an exception under SB1, the firm will annually deliver to each affected consumer an opportunity to opt in regarding such information sharing .
Annual Privacy Notice Exception
McCurdy & Andrew Investments, LLC. will not have to deliver an annual privacy notice provided it (I) only shares NPI with nonaffiliated third-parties in a manner that does not require an opt-out right be provided to customers (e.g., if the institution discloses NP! to a service provider or for fraud detection and prevention purposes) and (2) has not changed its policies and practices with respect to disclosing NPI since it last provided a privacy notice to its customers.
If, at any time, McCurdy & Andrew Investments, LLC. adopts material changes to its privacy policies, the firm shall provide each such client with a revised notice reflecting the new privacy policies. The Compliance Officer is responsible for ensuring that required notices are distributed to the McCurdy & Andrew Investments, LLC.'s consumers and customers.
WHAT DOES McCURDY INVESTMENTS, LLC DO WITH YOUR PERSONAL INFORMATION? Rev. 01/2017
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, sh3re, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Assets and Account balances and transaction history
- Payment History and Employment Information
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons McCurdy & Andrew Investments, LLC chooses to share; and whether you can limit this sharing.
For our everyday business purposes . . . such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes (Share) / (Limit) No
For our marketing purposes . . . to offer our products and services to you. No. (We don't share.)
For joint marketing with other financial companies For our affiliates' everyday business purposes . . . information about your transactions and experiences. No. (We don't share.)
For our affiliates' everyday business purposes . . . information about your creditworthiness. Yes (Share) / (Limit) No
For our affiliates to market to you. No. (We don't share.)
For nonaffiliates to market to you. No. (We don't share.)
